The Payment Calculator provides an ESTIMATED monthly payment and is to be used solely as a tool that gives a ballpark figure. Final costs are entirely dependent on an estimate.

Kitchen renovations can run anywhere from $10,000 to over $50,000 based on the size, finishes, cabinet quality. extent of work etc.

Bath renovations run from $5,000 to$30,000+ again dependent on choices similar to a kitchen renovation.

New decks can range from $5,000 to $25000+ .

We can give a ballpark figure if you can text some photos of what you are looking to renovate or build with some dimensions. An estimate will provide complete details and final price.

You have a choice regarding payment terms. The calculator lists your options. The last column shows you what you would pay per additional $1000 financed. So if you decided you wanted a kitchen reno and the additional cost for upgraded cabinetry was $5000 you would multiply the last column by 5.

So look at the terms and repayment time frames and if something looks good just choose a loan amount, eg $9000 and you will see your estimated payment. Once you input a loan amount-click into another cell.